When did you start a phased progression with that TED and what ramp rate(s) did you use?
A full progression is 120 days and would have slowly prepped you for Peak where you will get some tough workouts as well as during latter part of Build.
How often are you riding indoors versus outdoors during the week?
Are all your cycling activities in sync with Xert and include power?
I wouldn’t consider 95% difficulty a failed workout 
especially if you mean adjusting a high intensity interval halfway through the sets or when tackling a focus duration you aren’t good at.
Can you provide some indoor examples of why you think MPA isn’t working correctly?
Your outdoor example looks normal other than the very long break two-thirds through…
Four stars indicates your training load is in the 110-150 range (l1-14hours/week?) while blue indicates you should be feeling fresh which will trigger XATA to recommend harder workouts.
If you are not feeling fresh push the Freshness Feedback slider to the left (tired) and the recommendations will change accordingly.
TP and FTP are different which is discussed in a number of threads including this recent one – Xert calculations are incorrect - Support - Xert Community Forum (xertonline.com)
Reference:
Training Status and Form – Xert (baronbiosys.com)
Freshness Feedback – Xert (baronbiosys.com)