The planner can be used tor populate future workouts and play what-if scenarios.
XATA is advice at the moment which can change hour to hour until your next activity.
Take a look at the top four recommended entries on the Trainer Advisor page including Load More to show all twenty. That is the advice XATA recommends at the moment if you want to train now.
In pre-base/base the recommendations will lean towards endurance but the focus duration and intensity will vary based on the athlete type you have selected.
Related post with a podcast tip –
https://forum.xertonline.com/t/training-deficit-in-xata-vs-fitness-planner-at-different-time/